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Meet our team

Leadership Team


Joann de Zegher

Founder & CEO

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Passionate about improving the operations and transparency of informal systems across the world, Joann combines her expertise in operations management and over 10 years of field work in informal systems to help build everything that PemPem is.


Jean-Karim Metwalli

Co-founder &

Chief Technology Officer

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JK is a leader and focalizer of technical teams that build and scale cloud applications, mobile apps, and client software. He is deeply passionate about thinking through products from the user’s perspective. With over 20 years of experience  and a good sense for business, he bridges the gap between business and technology.

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Jennifer McDonald

Chief Operating Officer (fractional)

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Jennifer brings over 25 years of experience leading strategy, product, and operations for global organizations and startups. She has led development of mobile financial products reaching 2m people in markets from Colombia to Nigeria. She believes in technology for impact, and is passionate about building inclusive products and teams.

Engineering & Data Science Team 


José Rose

Senior Software Engineer

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Kamal Azougagh

Senior Software Developer

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Kemas Antonius

Senior Product Manager

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James McCullough

QA Manager

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Vinicius Neves Motta

Data Scientist

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Raphaël Brière

Software Developer

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Quy Hao Alexandre Dam

Software Developer

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Tristan Garaud

Software Developer

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Garda Logawa

Software Developer

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Operations & BizDev team


Simon Sutrado

Field Coordinator


Joko Prestiwo

Field Vice Coordinator


Praswistiadi Syarief Syamsuri

Director Government Affairs


Safri Juliyanda Hasibuan 

Vice Coordinator Pelalawan

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Assodiqi Hidayatullah

Vice Coordinator Kampar

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Rezki Harahap

Vice Coordinator Indragiri Hulu

Advisory Team


Louis-Martin Rousseau

VP, Technology Partnerships

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Godwin Limberg

Founding Advisor

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Gary Paoli

Founding Advisor

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Belinda Morris


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